The European Central Bank has released its “Euro Area Consumer Payments Report”, with the following key findings:
4% of online transactions are paid with cash There are no comparable data for remote payments in Germany, but 96% of online transactions outside Germany use non-cash instruments, including credit cards (49% of online transactions), electronic payment solutions (27%) and credit transfers (10%); 4% of online transactions use cash (e.g. cash on delivery); Cash is important to 55% of consumers 49% of respondents prefer to use credit cards or other cashless payment tools (43% in 2016); 27% prefer cash, down from 32% in 2016, and the remaining 24% have no opinion. When asked about the importance of cash, 55% of respondents believe that it is important or very important to still have the option to pay with cash in the future. 34% of consumers use cash as a means of storage Cash was also considered as an alternative form of savings for precautionary motives, as 34% of respondents store cash at home or in a safe place. 40% of consumers are using less cash during the pandemic According to another survey conducted on behalf of the ECB in July 2020 in all euro area countries on the impact of the pandemic on cash trends, 40% of respondents have reduced their cash usage since the start of the pandemic, with nearly 90% of them intending to continue using less cash after the pandemic ends (46% certain and 41% likely). The PDF version will be shared on 199IT Knowledge Planet, just scan the QR code below! |
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